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Denture Loans

Denture Loans

Our loans can be used to purchase dentures and partial dentures, and to cover the costs of associated dental work.

Loan Details

  • Loans terms for up to 5 years
  • Loan interest rate is 5% APR
  • No fees, including for application and early payoff

Eligibility

  • Any Washington or Oregon resident who is in need of dentures or partial dentures is eligible to apply for a loan.
  • Individuals with any income level may apply. We consider all sources of income, including disability and social security payments.

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Frequently Asked Questions

How will we evaluate your application?

We evaluate each application on a case-by-case basis. Factors we consider include:

• Proven ability to repay the loan
• Debt-to-income ratio
• Credit history*

*Lack of credit history or a poor credit score will not disqualify you.  If
you have a history of credit problems, you must demonstrate
that there is a workable plan to address these problems.

What are the loan terms?

  • Loans carry a fixed 5% interest rate and may be repayable for up to five years.
  • Automatic monthly withdrawals from your account help ensure you don’t miss a payment.
  • There are no fees to apply or for early payoff.

How do I apply?

We offer multiple ways to apply for a denture loan:

To have an application mailed to you, call our office at 206-328-5116 or toll free at 877-428-5116, send an email to info@nwaccessfund.org, or mail a request to:

Northwest Access Fund
PO Box 55759
Shoreline, WA 98155

Apply Online

Our average denture loan:

Amount:

$2,426

Term:

35 months

Payment:

$76.46 /month

To date, we have disbursed 1,300 loans for assistive technologies, including hearing aids.

We have lent out over $5,500,000 to Washington and Oregon residents.

 

100% of borrowers would recommend a Northwest Access Fund Loan

Based on client survey with 110 respondents