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Denture Loans

Our loans can be used to purchase dentures and partial dentures, and to cover the costs of associated dental work.

Loan Details

  • Loans terms for up to 5 years
  • Loan interest rate is 5% APR
  • No fees, including for application or early payoff


  • Any Washington, Oregon, or Idaho resident who is in need of dentures or partial dentures is eligible to apply for a loan
  • Individuals with any income level may apply – we consider all sources of income, including disability and social security payments

Grandfather hugging granddaughter

How will we evaluate your application?

We evaluate each application on a case-by-case basis. Factors we consider include:

• Proven ability to repay the loan
• Debt-to-income ratio
Credit history*

*Lack of credit history or a poor credit score will not disqualify you.  If
you have a history of credit problems, you must demonstrate
that there is a workable plan to address these problems.

What are the loan terms?

  • Loans carry a fixed 5% interest rate and may be repayable for up to five years.
  • Automatic monthly withdrawals from your account help ensure you don’t miss a payment.
  • There are no fees to apply or for early payoff.

How do I apply?

We offer multiple ways to apply for a denture loan:

To have an application mailed to you, call our office at 206-328-5116 or toll free at 877-428-5116 or send an email to [email protected].

Apply Online

Loan Calculator

Our average denture loan:




35 months


$76.46 /month

100% of borrowers would recommend a Northwest Access Fund Loan

Based on client survey with 110 respondents